A. Not any time soon. There’s a deadline of 2020, but there’s significant expense and complexity when retrofitting gas pumps for chip card acceptance. It’s not just flip a switch. It’s something we will be ready for when they are, but retailers and Visa Inc. and MasterCard Inc. have delayed their plans to be compliant by October 2017. It’s great for us that liability for fraud at unattended fuel pumps will eventually shift – it is due to shift in October 2020 -- but until large numbers of pumps get EMV chip card readers, that will mean WEX, other card issuers, and gas stations will remain vulnerable to skimming fraud.